I absolutely adore making Millionaire Peach Salad when summer peaches are at their peak. It’s such a simple dish but it always steals the spotlight at family gatherings or casual brunches. The juicy peaches combined with creamy, fluffy layers and crunchy nuts create the perfect balance of textures and flavors.

The best part? You don’t need to be a millionaire to indulge in this luxurious-tasting salad! I love how effortless it is to put together and how versatile it can be. Whether you’re serving it as a side dish or a light dessert, it’s always a crowd-pleaser. Let’s dive into why you’ll fall in love with it too.
Why You’ll Love This Millionaire Peach Salad
Millionaire Peach Salad is not your average fruit salad. It’s rich and creamy without being heavy, sweet without being cloying, and has just the right amount of crunch. The luscious whipped topping mixed with peaches and nuts makes every bite irresistible. It’s perfect for picnics, potlucks, holiday tables, or when you just want to treat yourself to something special. Plus, it comes together in under 15 minutes—what’s not to love?
What Kind of Peaches Should I Use?
For this recipe, ripe but firm fresh peaches work best. They should be fragrant and give slightly to the touch. If fresh peaches aren’t in season, canned peaches in juice (not syrup) are a great substitute. Just be sure to drain them well. Frozen peaches can also be used—thaw and pat them dry before adding.
Options for Substitutions
You can easily adapt this recipe to suit your tastes or dietary needs. Try swapping:
- Peaches with nectarines, mangoes, or a mix of berries.
- Whipped topping with freshly whipped cream or a dairy-free whipped topping for a vegan version.
- Pecans with walnuts, almonds, or even toasted coconut.
- Sweetener with honey or maple syrup if you prefer natural options.
Ingredients for this Millionaire Peach Salad
- Fresh Peaches: The star ingredient, providing juicy sweetness and summery flavor.
- Whipped Topping: Adds a light and airy texture to the salad.
- Cream Cheese: Provides richness and a slight tang to balance the sweetness.
- Pecans: For crunch and a nutty depth of flavor.
- Brown Sugar or Honey: Adds a hint of caramelized sweetness.
- Vanilla Extract: Enhances the overall flavor with warm, aromatic notes.

Step 1: Prepare the Peaches
Slice the peaches into thin wedges. If using canned peaches, be sure to drain them thoroughly.
Step 2: Whip the Cream Cheese
In a large bowl, beat the cream cheese until smooth. Fold in the whipped topping and vanilla extract until well combined.
Step 3: Assemble the Salad
Layer the peach slices with the cream cheese mixture in a serving dish. Drizzle with brown sugar or honey.
Step 4: Add the Pecans
Sprinkle chopped pecans over the top for that delightful crunch.
How Long to Cook the Millionaire Peach Salad
No cooking required! This is a no-bake, assemble-and-chill recipe. It’s best enjoyed after chilling in the refrigerator for about 30 minutes to let the flavors meld.
Tips for Perfect Millionaire Peach Salad
- Use ripe but firm peaches for the best texture.
- Don’t skip chilling the salad—it enhances the flavor and texture.
- Toast the pecans beforehand to deepen their flavor.
- If using frozen peaches, make sure they’re fully thawed and patted dry.
Watch Out for These Mistakes While Cooking
- Using overripe peaches can make the salad watery.
- Not draining canned peaches can result in a soggy mixture.
- Overmixing the cream cheese and whipped topping can deflate the mixture.
- Adding nuts too early can cause them to lose their crunch—add them just before serving.
What to Serve With Millionaire Peach Salad?
Fresh Grilled Chicken
The light and creamy salad pairs beautifully with savory grilled chicken.
Baked Ham
The sweet and nutty flavors complement salty, smoky baked ham.
BBQ Ribs
Perfect for summer cookouts—balances the richness of ribs.
Croissant Sandwiches
Serve alongside croissant sandwiches for a luxurious brunch.
Sparkling Wine
A glass of bubbly enhances the freshness of the peaches.
Cheese Platter
Pair with a cheese board featuring brie or goat cheese.
Summer Pasta Salad
Balances well with a tangy pasta salad.
Lemon Bars
Finish the meal with bright, citrusy lemon bars for dessert.
Storage Instructions
Store leftover Millionaire Peach Salad in an airtight container in the refrigerator. It will stay fresh for up to 2 days. For best texture, add fresh pecans right before serving again.
Estimated Nutrition
Note: These values are approximate and will vary based on ingredients used.
- Calories: 220 per serving
- Fat: 12g
- Carbohydrates: 25g
- Protein: 3g
- Fiber: 2g
- Sugar: 18g
Frequently Asked Questions
What if peaches aren’t in season?
Use well-drained canned or thawed frozen peaches.
Can I make this ahead of time?
Yes! Prepare a few hours ahead, but add pecans right before serving.
Is it possible to make it dairy-free?
Absolutely. Use dairy-free whipped topping and vegan cream cheese.
Can I use other fruits?
Yes! Nectarines, mangoes, or berries work wonderfully.
How do I prevent the salad from getting watery?
Drain peaches well and chill the salad before serving.
Can I toast the pecans?
Yes, toasting enhances their flavor—just don’t burn them.
Is this a dessert or side dish?
It can be both! Great as a light dessert or a side.
How long will leftovers last?
Up to 2 days in the fridge, though best enjoyed fresh.
Conclusion
Millionaire Peach Salad is a simple yet luxurious dish that captures the essence of summer. Its creamy, fruity, and nutty layers make it a standout whether you’re entertaining guests or indulging in a special treat for yourself. Easy to adapt and quick to make, this salad is a must-try that will soon become a favorite in your recipe collection. Enjoy!

Millionaire Peach Salad
- Prep Time: 15 minutes
- Chill Time: 30 minutes
- Total Time: 45 minutes
- Yield: 6 servings 1x
Description
Millionaire Peach Salad is a no-bake, creamy fruit salad made with juicy peaches, a fluffy whipped cream and cream cheese mixture, and crunchy pecans. It’s an easy, elegant dish that works perfectly as a side or a light dessert for any occasion.
Ingredients
- 4 fresh peaches (or 1 large can of sliced peaches, drained, or 3 cups frozen peach slices, thawed and dried)
- 1 cup whipped topping
- 8 oz cream cheese
- 1/2 cup chopped pecans
- 2 tablespoons brown sugar or honey
- 1 teaspoon vanilla extract
Instructions
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Wash and slice fresh peaches into thin wedges. If using canned or frozen peaches, drain thoroughly and pat dry.
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In a large mixing bowl, beat the cream cheese until smooth and fluffy.
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Gently fold the whipped topping and vanilla extract into the cream cheese until combined. Do not overmix.
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In a serving dish, layer sliced peaches with the cream mixture.
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Drizzle brown sugar or honey over the top layer.
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Sprinkle with chopped pecans.
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Chill in the refrigerator for at least 30 minutes to let the flavors meld.
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Serve cold and enjoy!