If you love banana bread but don’t want to spend too much time in the kitchen, this Easy 3-Ingredient Moist Banana Bread is the perfect solution. It’s incredibly simple to make, requiring only ripe bananas, flour, and condensed milk. The result? A soft, moist, and naturally sweet banana bread that’s perfect for breakfast, a snack, or dessert.

Why You’ll Love This Recipe
Banana bread is a classic treat, but this version makes it even easier while still delivering delicious results. Here’s why you should try it:
- Minimal Ingredients – Just three simple ingredients, no eggs, butter, or oil needed!
- Moist and Soft Texture – Thanks to the bananas and condensed milk, this bread stays moist and tender.
- Naturally Sweet – The ripe bananas and condensed milk provide the perfect amount of sweetness without added sugar.
Whether you’re a beginner in baking or just looking for a quick and easy recipe, this banana bread will be your new favorite go-to!
Ingredients for Easy 3-Ingredient Moist Banana Bread
With just three simple ingredients, you can whip up a deliciously moist banana bread in no time. Here’s what you’ll need:
- Ripe Bananas – Use 3 to 4 overripe bananas for the best flavor and natural sweetness. The more ripe, the sweeter and more flavorful your banana bread will be.
- Sweetened Condensed Milk – One can (14 ounces) of sweetened condensed milk replaces sugar, butter, and eggs, making this bread incredibly moist and rich.
- Self-Rising Flour – 1 ½ cups of self-rising flour help the bread rise perfectly. If you don’t have self-rising flour, you can make your own by mixing 1 ½ cups of all-purpose flour with 2 teaspoons of baking powder and ½ teaspoon of salt.

How to Make Easy 3-Ingredient Moist Banana Bread
This simple banana bread recipe comes together in just a few easy steps:
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Grease and line a loaf pan with parchment paper for easy removal.
Step 2: Mash the Bananas
In a large bowl, mash the ripe bananas until smooth. A few small lumps are fine for added texture.
Step 3: Mix in the Condensed Milk
Pour the sweetened condensed milk into the mashed bananas and stir until fully combined.
Step 4: Add the Flour
Gradually add the self-rising flour, folding it in gently with a spatula or spoon until no dry flour remains. Be careful not to overmix, as this can make the bread dense.
Step 5: Bake the Banana Bread
Pour the batter into the prepared loaf pan and spread it evenly. Bake for 45-50 minutes, or until a toothpick inserted in the center comes out clean.
Step 6: Cool and Serve
Let the banana bread cool in the pan for 10 minutes before transferring it to a wire rack. Slice and enjoy warm or at room temperature!

How Long to Bake 3-Ingredient Banana Bread
Baking time is crucial to achieving the perfect moist texture. Here’s a general guideline based on different pan sizes:
- Loaf Pan (9×5 inches) – Bake for 50-55 minutes at 350°F (175°C).
- Muffin Tin – Bake for 18-22 minutes at 350°F (175°C).
- Mini Loaf Pans – Bake for 30-35 minutes at 350°F (175°C).
You’ll know your banana bread is done when a toothpick inserted into the center comes out clean or with just a few moist crumbs. Avoid overbaking, as this can dry out the bread.
How to Store Leftovers
If you have leftovers, here’s how to store them to keep your banana bread fresh:
- Room Temperature – Store in an airtight container for up to 3 days.
- Refrigerator – Keep in an airtight container for up to 5 days.
- Freezer – Wrap slices individually in plastic wrap and store in an airtight bag for up to 2 months. Thaw at room temperature before serving.
Tips for the Best 3-Ingredient Banana Bread
To make sure your banana bread turns out perfect every time, follow these simple tips:
- Use Overripe Bananas – The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots.
- Don’t Overmix – Stir the ingredients just until combined to keep the bread soft and fluffy. Overmixing can make it dense.
- Enhance the Flavor – While this is a 3-ingredient recipe, you can add cinnamon, vanilla extract, or chopped nuts for extra taste and texture.
Frequently Asked Questions
1. Can I use self-rising flour?
Yes! If using self-rising flour, skip the baking powder or soda, as it already contains leavening agents.
2. Can I make this banana bread gluten-free?
Absolutely! Substitute the all-purpose flour with a 1:1 gluten-free flour blend for the best results.
3. Can I add mix-ins like chocolate chips or nuts?
Yes! Feel free to add ½ cup of chocolate chips, chopped nuts, or even dried fruit for extra texture and flavor.

Easy 3-Ingredient Moist Banana Bread
- Prep Time: 5 minutes
- Cook Time: 50 minutes
- Total Time: 55 minutes
- Yield: 1 loaf (about 8 slices) 1x
- Category: Bread
Description
This Easy 3-Ingredient Moist Banana Bread is soft, naturally sweet, and requires only bananas, flour, and condensed milk. A quick and foolproof recipe for a delicious treat!
Ingredients
- 3 large ripe bananas, mashed
- 1 ½ cups all-purpose flour (or self-rising flour)
- 1 can (14 oz) sweetened condensed milk
Instructions
- Preheat your oven to 350°F (175°C). Grease a loaf pan or line it with parchment paper.
- In a large bowl, mash the bananas until smooth.
- Add the condensed milk and mix until well combined.
- Gradually add the flour, stirring gently until just combined. Do not overmix.
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake for 50-55 minutes, or until a toothpick inserted into the center comes out clean.
- Let the banana bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
- Slice and enjoy!
Notes
- If using self-rising flour, omit any additional baking powder or soda.
- For added texture and flavor, mix in ½ cup of chocolate chips, nuts, or cinnamon.
- Store leftovers at room temperature for 3 days or refrigerate for up to 5 days.
- To freeze, wrap slices in plastic wrap and store in an airtight container for up to 2 months.
